A real estate IRA is technically no different than any other IRA (or 401(k)).
The government created the IRA to allow investments to grow tax-free or tax-deferred compounded over time to maximize growth. The IRA can also qualify for yearly tax deductions (depending on the account), provide asset protection and assets can be passed to future generations.
A real estate IRA is unique because it allows investments in real property.
FREE Self-Directed IRA Rules Guide
Most IRA custodians only allow approved stocks, bonds, mutual funds, and CDs. A self-directed real estate IRA custodian, such as Equity Trust, allows that type of investment in addition to any type of real estate investment, such as residential real estate, commercial real estate, raw land, and mobile homes, etc.
If you’re interested in seeing what kinds of tools, reports, and services are available for real estate IRA investors with Equity Trust, the Real Estate Investing Hub is a central place to explore everything from property data to educational resources and tax support.